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The cost of borrowing £300 over 6 months:

#1
Fast Loan UK £507.48
#2
Mr Lender £544.00
#3
Cashasap £556.23
#4
Lending Stream £579.00
#5
Money Platform £586.26
#6
Savvy £595.00
#7
QuidMarket £596.46
#8
Cash4unow £599.82
#9
Fernovo £595.92
#10
Ticket Loan £595.92
#11
Loan Pig £595.92
#12
Moneybag £600.00

Proud to offer the cheapest instant short term loans in the UK

Compare our loans to other lenders here

Warning: Late repayment can cause serious money problems. For help, go to moneyhelper.org.uk

Representative example:

Borrow: £300 over 8 months. 8 repayments of £70.31. Total amount payable £562.44. Interest rate: 130.21% pa (fixed). Representative APR: 840.75%

Life has a way of throwing surprises at us, and they’re not always good. One moment, everything is smooth sailing and the next, an unexpected bill lands on your doorstep, your car needs urgent repairs or a household appliance needs to be replaced. These things don’t wait for payday. That’s where payday loans are great for providing quick, straightforward financial help when you need it.


At Fast Loan UK, we understand that emergencies don’t follow a schedule. Our emergency loan service is designed to be fast, flexible, and transparent, helping you bridge the gap until your next paycheque without the stress of hidden fees or a complicated process.

Why Choose Fast Loan UK for Pay Day Loans?

Borrowing is often a necessity rather than a choice. But when you do need a pay day loan, you deserve a lender that prioritises fairness and has your best interests in mind. At Last Loan UK we can give you:

  • A Quick and Straightforward Process: Time is often of the essence if you need a loan. Our process is streamlined, meaning you can apply online in just minutes. If approved, the money can be in your account within 15 minutes of signing the agreement.
  • No Hidden Charges: We believe in being upfront. There are no application fees, processing charges, or late payment penalties lurking in the fine print. If a payment is missed, the maximum default fee is capped at just £15.
  • Flexible Repayment Terms: You can choose to repay your loan weekly, fortnightly, or monthly – whatever works best for you.
  • Dedicated Customer Care: We assign every borrower a dedicated Customer Care Manager, ensuring you always have a familiar point of contact throughout the length of your time with us.

Putting Our Customers First

Our business is built around responsible lending – offering financial assistance that’s affordable and fair. Our APRs are some of the lowest in the market, and we carefully assess each application to ensure you aren’t taking on more than you can comfortably repay. We don’t just approve applications based on algorithms – we take the time to understand individual circumstances. If you need flexibility, support, or advice, we’re always here to listen.

Types of Loans Available at Fast Loan UK

Life is unpredictable and financial needs can vary from month to month. That’s why we offer a range of lending options to suit different situations:

  • Short Term Loans: Need funds for a brief period? Our short-term loans are designed to provide a quick financial boost without long-term commitments.
  • Same Day Loans: For those moments when time is of the essence, our same-day loans ensure funds are in your account fast, often within minutes of approval.
  • Low Credit Score Loans: We believe your past shouldn’t dictate your financial future. Our low credit score loans focus on your current ability to repay rather than past financial difficulties.

Understanding Financial Circumstances

Traditional lenders often fixate on credit scores, but we take a different approach. Just because you’ve had financial challenges in the past doesn’t mean you can’t afford a loan today. That’s why we assess affordability based on your current situation and ability to afford repayments. We look at things like income, outgoings and recent bank statements to determine whether a loan is the right fit for you. Our goal is to provide financial support that’s practical, realistic and tailored to your needs.

Loans from an FCA Authorised Lender

Choosing a Financial Conduct Authority (FCA) authorised lender means you’re borrowing from a company that follows strict regulations designed to protect you. Fast Loan UK is fully FCA authorised, meaning we operate with complete transparency, fairness, and compliance with industry best practices. Your financial well-being is always our priority.

Frequently Asked Questions

What is a payday loan, and how does it work?

A payday loan is a short-term loan designed to help cover unexpected expenses until your next payday. Borrowers typically take out small amounts, repaying the loan in full or in manageable instalments once they receive their wages.

How quickly can I get the money?

Once your application is approved and the loan agreement is signed, we aim to transfer the funds to your account within just 15 minutes. No waiting around, no frustrating delays – just quick access to the cash you need.

Can I apply if I have a low credit score?

Yes! A bad credit history doesn’t always reflect your current financial situation. We look beyond the numbers, assessing affordability based on real-life factors rather than outdated credit reports.

What happens if I can’t repay on time?

If you’re struggling to make a payment, contact us as soon as possible. We’ll work with you to find a solution, whether that means adjusting your repayment schedule or offering additional support. We don’t charge excessive fees – our default charges are capped at just £15.

What makes Fast Loan UK different from other lenders?

We put people first. Unlike many lenders who rely solely on algorithms, we take a personalised approach to lending. Our commitment to transparency, affordability, and customer care sets us apart. Plus, our FCA authorisation ensures we operate ethically and responsibly, always with your best interests at heart.

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Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
Don’t Go Just Yet!
Proud to offer the cheapest instant short term loans in the UK

The cost of borrowing £300 over 6 months:

#1
Fast Loan UK £507.48
#2
Mr Lender £544.00
#3
Cashasap £556.23
#4
Lending Stream £579.00
#5
Money Platform £586.26
#6
Savvy £595.00
#7
QuidMarket £596.46
#8
Cash4unow £599.82
#9
Fernovo £595.92
#10
Ticket Loan £595.92
#11
Loan Pig £595.92
#12
Moneybag £600.00
Apply Now!