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The cost of borrowing £300 over 6 months:

#1
Fast Loan UK £507.48
#2
Mr Lender £544.00
#3
Cashasap £556.23
#4
Lending Stream £579.00
#5
Money Platform £586.26
#6
Savvy £595.00
#7
QuidMarket £596.46
#8
Cash4unow £599.82
#9
Fernovo £595.92
#10
Ticket Loan £595.92
#11
Loan Pig £595.92
#12
Moneybag £600.00

Proud to offer the cheapest instant short term loans in the UK

Compare our loans to other lenders here

Warning: Late repayment can cause serious money problems. For help, go to moneyhelper.org.uk

Representative example:

Borrow: £300 over 8 months. 8 repayments of £70.31. Total amount payable £562.44. Interest rate: 130.21% pa (fixed). Representative APR: 840.75%

Vanquis Loans

Deciding where to get a loan can be daunting, particularly if you’re concerned about your credit history or score. There are times in life when we all need a helping hand to take care of bills and other expenses. If you’re looking for loans like Vanquis loans, you’ve come to the right place. Here at Fast Loans, we’re dedicated to offering our customers the best deals, with one of the best APRs on the market, to help them access the funds they need, when they need it. If you want to understand more about Vanquis loans and Vanquis loans alternatives, we’ve got all the information you need right here.

Who Are Vanquis Loans?

Vanquis are a financial services company that specialises in providing loans and credit cards to applicants who have a poor credit score or limited credit history. They are a well-known loan and credit card provider and one of the leaders in the market. Essentially, they aim to provide loan products to applicants that might not be well-served by traditional lenders. Vanquis loans can come in amounts of up to £5,000, though there may be limits on the amount you can lend, depending on your circumstances.

Vanquis Loans Terms

The loan amounts you can lend from Vanquis are typically between £1,000 and £5,000 – precisely how much you can lend will depend on your personal circumstances. Repayment terms are offered between 12 and 60 months, with lower levels of interest being paid on shorter repayment terms. The interest rate on Vanquis loans is fixed throughout the repayment period, meaning that you’ll pay the same amount each month.

Why Choose Fast Loans as Vanquis Loans Alternatives

Here at Fast Loans, we believe that everyone should have access to the funds they need. That’s why we’re one of the best Vanquis loans alternatives for borrowers. If you’re looking for loans like Vanquis loans, you’re in the right place. We have a range of loan products to choose from, including payday loans, £1,000 loans and short term loans. No matter what you need money for, we have the right loan to suit your circumstances.

We base our decisions on a variety of factors and will provide you with a decision in principle within minutes. We’re the ideal choice for anyone who is concerned that their credit history or score might prevent them from being eligible for a loan. We also offer one of the best APRs on the market for our Vanquis loans alternatives.

Applying with Fast Loans

Applying for loans like Vanquis loans couldn’t be easier with Fast Loans. Our application process is simple and fast, ensuring you get the money you need, when you need it. Our application process is made online, starting with a simple form. You’ll need to know how much you want to lend, for how long, and how many repayments you want to make.

The only requirements for eligibility we have are that you are at least 18 years old, a UK resident, in part or full-time work, and have a bank account and debit card. That’s it! Once you’ve filled out the form, you should have a decision in minutes. You’ll then be sent the loan agreement to sign digitally on your mobile, tablet or computer. Once this is signed, your loan funds will be released to your named bank account within 15 minutes. You can read more about how it works here. If you have any questions, contact one of our friendly advisors to find out more today!

Loans Like Vanquis Loans FAQs

Who is eligible for loans like Vanquis?

Vanquis loans and Vanquis loans alternatives are aimed at borrowers who might not be able to get a loan from traditional banks. This could be due to a poor credit score or a limited credit history. For our Vanquis loans alternatives, we only require you to be a UK resident, 18 years old, in full or part-time work, and have a bank account and debit card.

What are interest rates like?

The interest on loans like Vanquis loans can vary. Generally, the shorter your repayment terms, the less you will pay in interest. Use our Fast Loans payment calculator to see what level of interest you will pay on the amount you wish to take out.

Can loans like Vanquis loans increase my credit score?

Any loans like Vanquis loans and Vanquis alternatives can help you build your credit score – but you must pay each scheduled payment on time and in full. The longer you can build a record of on-time payments for loans and credit cards, the stronger your credit score will become.

How much can I borrow?

Here at Fast Loans, we offer loans of up to £800 to first-time customers. Once you have paid back your first loan from us, we offer loans of up to £2,000, provided you pass an affordability check.