How It Works

A few more things you may want to know

As a responsible lender we take the obligations of Treating Customers Fairly very serious. We do this by assigning each and every customer with a personal Customer Care Manager who will manage your account. This way we can always be sure we are making good lending decisions. Rest assured that they will be one call away to help you with any query or change in circumstances you may have.

Paying early is cheaper for you

You can choose to pay your loan off early at any point. If you do this we will be able to remove interest from your loan. This is because we will only charge you interest for the days you borrow.

No hidden fees

At Fast Loan UK we only charge you interest on the days you’ve borrowed. That means there’s no late payment charges, no application or processing fees, and our default fees are capped at £15.

Flexible repayment dates

When we issue you with your loan we will set up scheduled repayment dates. However, if you need to change the odd repayment here or there, you can do this by making a request directly to your Customer care manager. We believe flexibility is key in offering the best possible loan service.

About our loans

At Fast Loans UK, we do offer same day loans. Please only apply for a loan if you are confident that you are able to make the repayments. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.

If you are thinking of extending or consolidating existing borrowing you should be aware that it may involve paying more in interest charge as you will be extending the term of the loan. We will never increase the rate of interest you pay.