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The cost of borrowing £300 over 6 months:

#1
Fast Loan UK £507.48
#2
Mr Lender £544.00
#3
Cashasap £556.23
#4
Lending Stream £579.00
#5
Money Platform £586.26
#6
Savvy £595.00
#7
QuidMarket £596.46
#8
Cash4unow £599.82
#9
Fernovo £595.92
#10
Ticket Loan £595.92
#11
Loan Pig £595.92
#12
Moneybag £600.00

Proud to offer the cheapest instant short term loans in the UK

Compare our loans to other lenders here

Warning: Late repayment can cause serious money problems. For help, go to moneyhelper.org.uk

Representative example:

Borrow: £300 over 8 months. 8 repayments of £70.31. Total amount payable £562.44. Interest rate: 130.21% pa (fixed). Representative APR: 840.75%

At Fast Loan, we offer people the opportunity to acquire funds when they need them most. Although we do not offer doorstep loans, we do offer a quick application process for loans at home. This means you can acquire loans at home to resolve an emergency situation quickly. As we are a trusted lender of short-term loans, at Fast Loan you can choose a loan all the way up to £2,000 with flexible repayment terms available that are based on what you can afford to pay.

Simply choose the amount you desire and select the repayment terms you want using the sliders above. Click apply now to start your application today. We’ll work quickly to assess your loan application and help you get back on track in no time.

What Are Doorstep Loans?

Doorstep loans in the UK are also known as home-collected personal loans or loans at home. Doorstep loans in the UK are a type of short-term payday loan that can allow you to access quick cash before your next payday. These have existed for a long time and are often a popular option for individuals who would prefer to have the option to apply for and receive loans at home. This is sometimes seen as a more convenient option, and the application process is not dissimilar to the payday loan options we offer at Fast Loan. When it comes to doorstep loans in the UK, the main difference compared to other types of loans is that rather than going to the lender or receiving an online payment, doorstep loans are delivered directly to the home of the borrower. Although we cannot offer you doorstep loans, we can offer alternatives to doorstep loans as well as loan guidance. When using any lender, it is important that you ensure that whoever you deal with is authorised by the FCA. If your loans at home lender is reluctant to reveal any form of proof that they are authorised, this lender is likely acting in an illegal or immoral manner, and you should avoid direct lenders such as these at all costs. Many individuals often apply for a doorstep loan when an unexpected cost arises, such as an emergency expense or surprise bill. At Fast Loan, we offer small loans available between £50-£2,000, and very flexible comparative repayment terms between 1-12 months.

Why Choose Fast Loan for Doorstep Loans Alternatives?

We do not offer loans at home at Fast Loan and our entire process, from application to repayment, occurs online. When you apply for your loans at home, the application process is short and easy to complete. This enables you with the ability to save time when you know that you need money fast. By telling us how much and how long you need to borrow, we can then work quickly to provide an agreement in principle, so you won’t be left waiting to find out.

Many online direct lenders use automated lending approval systems and often decline those with poor credit. We take a human, personable approach and assess everyone on a person-by-person basis. This means that you can receive a loan from us, even with bad credit. Credit checks are necessary due to UK law; having a low credit score isn’t the end of the world. We will assess your finances further and your Customer Care Manager will personally oversee your application.

Eligibility Requirements for Our Doorstep Loans Alternatives

Our application process is simple with certain criteria that must be met. To be deemed eligible for our doorstep loan altenatives, you must meet the following criteria:

  • Aged 18 years or over
  • Current UK Resident
  • Be in Full-time, Part-time or Self-Employment
  • Receive a Regular Income
  • Have a valid Bank Account and Debit Card

Once we have assessed that you have met the above criteria, we can then continue with your application process where you can choose the amount of money you wish to borrow, along with the repayment terms you desire.

If we find ourselves unable to determine that you can afford the loan you are applying for, we will have to decline your loan application. Within this approval process, you will also be required to provide proof of ID, proof of address, and your last 3 months' bank statements.

FAQs

How Fast Will I Receive the Funds?

At Fast Loan, we do not offer loans at home in the UK. If you are looking for a doorstep loan today, you should carefully search for a lender who provides this. However, if you are looking for another type of short-term loan, once we approve your application, then you may be able to receive funds into your bank account a mere 15 minutes later.

Please note that if you apply outside of operating hours, your application will not be processed until the next working day.

Can I Apply for Doorstep Loans Alternatives with Bad Credit?

Yes, We can offer loans to applicants with bad credit due to our flexible approach, assessing your current affordability rather than fixating on your credit score. We communicate with applicants from all walks of life and realise that bad credit doesn’t define you. Furthermore, it should not determine your eligibility for a loan with us.

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Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
Don’t Go Just Yet!
Proud to offer the cheapest instant short term loans in the UK

The cost of borrowing £300 over 6 months:

#1
Fast Loan UK £507.48
#2
Mr Lender £544.00
#3
Cashasap £556.23
#4
Lending Stream £579.00
#5
Money Platform £586.26
#6
Savvy £595.00
#7
QuidMarket £596.46
#8
Cash4unow £599.82
#9
Fernovo £595.92
#10
Ticket Loan £595.92
#11
Loan Pig £595.92
#12
Moneybag £600.00
Apply Now!