At Fast Loan we offer people the opportunity to acquire funds when they need them most. Although we do not offer doorstep loans, we do offer a quick application process for many other loan types. This means you can acquire loans at home for resolve an emergency situation quickly. As we are a trusted lender of short term loans, at Fast Loan you can choose a loan all the way up to £2,000 with flexible repayment terms available that are based on what you can afford to pay.
Simply choose the amount you desire and select the repayment terms you want using the sliders above. Click apply now to start your application today. We’ll work quickly to assess your loan application and help you get back on track in no time.
What Are Doorstep Loans?
Doorstep loans in the UK are also known as home collected personal loans or loans at home. Doorstep loans in the UK are a type of short term payday loan that can allow you to access quick cash before your next payday. These have existed for a long time and are often a popular option for individuals who would prefer to have the option to apply for and receive a loan at home. This is sometimes seen as a more convenient option, and the application process is not dissimilar to the payday loans options we offer at Fast Loan. When it comes to doorstep loans in the UK, the main difference compared to other types of loan is that rather than going to the lender or receiving an online payment, doorstep loans are delivered directly to the home of the borrower. Although we cannot offer you doorstep loans today, we can offer alternatives to doorstep loans and loan guidance. When using any lender, it is important that you ensure that whoever you deal with is authorised by the FCA. If your doorstep loan lender is reluctant to reveal any form of proof that they are authorised, it is likely that this lender is acting in an illegal or immoral manner, and you should avoid direct lenders such as these at all costs. Many individuals often apply for a doorstep loan when an unexpected cost arises, such as an emergency expense or surprise bill. At Fast Loan we offer small loans available between £50-£2,000, and very flexible comparative repayment terms between 1-12 months.
Why Choose Fast Loan for Doorstep Loans Today?
We do not offer doorstep loans at Fast Loan. Our loans are classified as high-cost short term loans and the entire process, from application, to repayment, occurs online. When you apply for your loans at home the application process is short, and easy to complete. This enables you with the ability to save time when you know that you need money fast. By telling us how much and how long you need to borrow, we can then work quickly to provide an agreement in principle, so you won’t be left waiting to find out.
Many online direct lenders use automated lending approval systems, often decline those with poor credit. We take a human, personable approach and assess everyone on a person-by-person basis. This means that you can receive a loan from us, even with bad credit. Credit checks are necessary due to UK law, having a low credit score, isn’t the end of the world. We will assess your finances further and your Customer Care Manager will personally oversee your application.
Eligibility for Doorstep Loans in the UK
As aforementioned, we are not providers of doorstep loans in the UK. However, if you do wish to apply for another form of loan with us, we can offer you a simple application process, inclusive of specific criteria that you must meet. To be deemed eligible for our loans at home, you must meet the following criteria:
- Aged 18 years or over
- Current UK Resident
- Be in Full-time, Part-time or Self-Employment
- Receive a Regular Income
- Have a valid Bank Account and Debit Card
Once we have assessed that you have met the above criteria, we can then continue with your application process where you have the ability to choose the amount of money you wish to borrow, along with the repayment terms you desire.
If we find ourselves unable to determine that you can afford the loan you are applying for, we will have to decline your loan application. Within this approval process, you will also be required to provide proof of ID, proof of address and your last 3 months bank statements.
Apply Now & Get an Instant Decision
If you are looking for an doorstep loan today, we cannot provide this. However, if you are looking for another loan type, we can help you get instant loans today. As Financial Conduct Authority (FCA) approved lenders, we work to responsible lending guidelines to ensure your application is treated fairly and to determine you can afford the loan you apply for. If you have any questions about doorstep loans in the UK or any other form of loan, please get in touch. To start your application for, click apply now.
Doorstep Loans FAQs
How Fast Will I Receive the Funds from Doorstep Loans?
At Fast Loan, we do not offer doorstep loans in the UK. If you are looking for a doorstep loan today, you should carefully search for a lender who provides this. However, if you are looking for another type of short term loan, once we approve your application then you may be able to receive funds into your bank account a mere 15 minutes later.
Please note, if you apply outside of operating hours, your application will not be processed until the next working day.