If you’ve been faced with an unexpected bill of £600 that can’t wait, Fast Loan UK could help you with a £600 loan. We’re a trustworthy, reliable lender and are proud to offer unrivalled customer service – we always have your best interests at heart, so we will provide you with a personal Customer Care manager for the entire duration of your 600 pound loan. Not only this, as a £600 loan direct lender that takes a unique approach to our decision process, we are able to approve many people who have already been turned down by other lenders for a £600 loan with bad credit.
About Our 600 Pound Loans
We always want you to be completely confident in your choice to take out a £600 loan in the UK with us. To this effect, we’ll explain exactly what you get with a 600 pound loan from Fast Loan UK. As a £600 loan direct lender, we offer unsecured cash loans on a short and medium-term basis. But how does this benefit you?
Direct lender: the £600 that lands in your bank account comes directly from us. This greatly speeds up the process, as there’s no-one else involved, and it saves you money with no broker fees to pay. In fact, we don’t charge any fees at all! As your £600 loan direct lender, you can also contact us directly at any point during your loan, so if you were to have any issues or concerns, it’s quick and easy to sort it out.
Unsecured cash loans: you don’t need to put up any collateral in order to receive your 600 pound loan from us. This means you aren’t risking your possessions in order to get the money that you need, and the process isn’t slowed down by having to wait for your car or property to be valued. If approved, we’ll transfer the cash straight to your bank account without delay.
Loan term: at Fast Loan UK, you’re in complete control of how long you need to repay your loan. You can have as little as 7 days if that suits you, or you can spread the cost to make each instalment more manageable. Please note that this would increase the total cost of your loan, so it’s entirely up to you. First time borrowers can have up to 8 months to repay a loan with bad credit, while returning customers can take up to 12 months.
Get a £600 Loan with Bad Credit
What makes our £600 loan in the UK special is our decision-making process. As a £600 loan direct lender, we are happy to assess our customers based on what they can afford, rather than what their credit score tells us. We understand that there are countless reasons why your credit score can drop, including having moved to a new house and even expired debit cards causing you to miss payments on your phone bill. It also takes a long time to rebuild your credit score after this, and we think it’s unfair for you to miss out in the meantime.
The reason we’re able to offer you a £600 loan with bad credit is because we take a more personal approach. We consider your financial history just that – history – and instead look at your current financial situation. As responsible £600 loan direct lenders, we would never, in good faith, approve a loan where it might lead to further financial difficulty. We look at your income and regular outgoing payments, such as direct debits, and determine if you’ll be able to comfortably manage the repayments on the loan you’ve chosen. We’ll always ensure you have extra money left over after the repayments of your £600 loan in the UK.
As a responsible lender fully accredited by the FCA, you can trust us to have your best interests at heart. We never approve 600 pound loans where we think it could lead to further financial difficulties.
One way you can increase your chances of being approved for a £600 loan with bad credit and not huge amounts of disposable income is to extend the length of your loan term. You should be aware, however, that this will increase the total cost of your loan, as interest has more time to build up. If you would like any more information or advice on choosing your loan term, simply contact us today.
Are You Eligible for a £600 Loan in the UK?
As a £600 loan direct lender, we offer our services to as many people who need them as possible. There are a few straightforward criteria to be eligible for our £600 loan in the UK. You must:
• Be at least 18 years of age
• Be a resident of the UK
• Have a bank account and valid debit card
• Receive a regular income from employment
We don’t set a specific credit score and automatically reject those who fall below it. We offer £600 loans, with bad credit not being an issue. There’s also no minimum income threshold; you can work full or part time as long as your pay is enough to cover the repayments and have extra left over for yourself after.
As long as you meet the eligibility criteria and are able to afford the loan you need, you’re welcome to Apply Now.
How to Apply for £600 Loans
The application process for our £600 loan in the UK is very simple. You can apply from your mobile phone, tablet or desktop, anywhere you have access to the internet. It only takes a few minutes to fill out the application, which leaves you with more time to do your research beforehand and decide if our £600 loans are right for you!
There are three main areas you’ll need to decide when you apply for a £600 loan with Fast Loan UK.
Loan amount: if you’re sure you’re looking for a £600 loan, simply move the slider to £600. However, borrowing more than you need means you may interest unnecessarily, so we make it easy to borrow the exact amount you need. We offer loans up to £600 in increments of £10, so if you need £590, you can get that exactly.
Repayment frequency: you can choose to repay your 600 pound loan in one go if that suits you, but you don’t have to. You can decide between weekly or monthly instalments, depending on what suits your pay schedule. You can even decide what day of the week or month you want the repayments to be taken!
Loan term: you set your own loan term. A longer loan term will give you more time to pay and will break the repayments up into more manageable instalments, making them more comfortable for you each month.
We use Faster Payment systems which means that once you’ve been approved, the money could be with you in just 10 minutes!
We make repaying your 600 pound loan simple too. When you apply, we’ll set up a Continuous Payment Authority on the same account we pay your loan into. On the day you’ve chosen, we’ll take the pre-agreed amount and never a penny more. The money leaves your account just like a direct debit, so you never have to worry about forgetting to make a repayment. If you’re ever worried that you can’t manage an instalment, simply contact your personal Customer Care manager and we’ll do our best to move the payment date or take an alternative payment method. We never want you to default on a loan, and we’ll do our best to help you avoid it.
Apply with a £600 Loan Direct Lender Today!
Now that you have all the information you need, you can confidently decide if a £600 loan from Fast Loan UK is right for you. If there’s anything you need to ask, all you need to do is contact us, and we’ll be more than happy to give you honest, transparent advice. We’re available 7 days a week by phone and email. Then, all you need to do is click Apply Now to get a near instant loan decision.
£600 Loans FAQs
Am I guaranteed a £600 Loan?
Whilst we cannot guarantee a loan will be approved, at Fast Loan UK we take a different approach to lending decisions. We will still need to conduct credit checks and assess your affordability before providing a decision, but we can provide a decision in principle fast to check if you are eligible. We take a human approach rather than rely on automated decision-making, so we will assess all applicants who meet our eligibility.
How do I get a £600 loan with bad credit?
We treat all customers fairly, whether you have good or bad credit, meaning you can apply with confidence as long as you are not currently bankrupt. We have helped previous customers with a poor credit history receive the help they need with a £600 loan, and we can do the same for you as long as you can afford the necessary repayments. Having a low credit rating is not an obstacle to apply at Fast Loan UK, so click apply now to see if we can help today. We’ll assess your current finances rather than focus on what your credit history shows. If the loan is affordable, we can look to help where other lenders can’t.
How long can I choose to repay a £600 loan?
We provide flexible repayments, so you can choose a suitable £600 loan term to match your circumstances. If this is your first time borrowing with us, the maximum term you can choose is 8 months. Returning customers can choose up to a 12 month loan repayment term, but this is only if their first loan is settled in full and will be subject to further credit and affordability checks. You should always look to choose the shortest repayment term you can afford, and we do not encourage customers to choose the longest available term. Representative example: Borrow: £500 over 16 weeks. 4 repayments of £183.59. Total amount payable: £734.36. Interest rate: 151.4% pa (fixed). Representative 766.18.% APR.
Are you a £600 loan direct lender?
Yes, we are an FCA authorised direct lender, meaning we make our own lending decisions and lend our own money. We do not pass your details to a third-party lender, such as with credit brokers, and we have full control of who we decide to lend to. This allows us to provide an overall faster online service so that you can receive an emergency loan as quickly as possible.
Is a £600 payday loan online the same as a short term loan?
The biggest difference between a £600 payday loan and the short term cash loans we provide is flexibility. Typically, with payday loans, you will need to repay the loan amount in full on your next payday, similar to a 1 month loan. Whilst this is suitable for some borrowers, this can be a struggle for others who need the cash but may find it difficult to settle in full. We provide a more flexible way to borrow small amounts of cash, providing weekly or monthly repayment options up to 8 months for new customers. You can use our loan calculator to see how much repayments would be and choose the most affordable option for you.